General

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Bankruptcy and Covid-19

For many of you reading this post the world was fine up until Covid-19.  You were working and your bills were being paid.  You may not have had much but you were not behind on things.  You were looking at an economy that had slow but steady growth for the last 10 years.    Covid-19 destroyed…

Car payment bankruptcy

Car Payments and COVID-19

Many people are experiencing job loss or shortened hours due to the coronavirus, or COVID-19. Still others are seeing increased expenses due to children being at home and increased childcare and food costs. When people are struggling to make ends meet, they may get behind on their car payments. Due to the pandemic, some car…

Coons-Crump-LLC-Chapter-7-Bankruptcy-Attorney-Dec-2018

Protected Property in Bankruptcy

Many people struggling with debt are afraid of filing bankruptcy because they believe they will lose everything, especially their house and their car. However, bankruptcy law protects certain property from being taken by the bankruptcy trustee. The property protected varies by state, and what protections apply to you depend on how long you have lived in…

Student loan bankruptcy

Student loans in Bankruptcy

Many people are currently struggling to pay their student loan payments and may be wondering if bankruptcy can help them. They may have heard that bankruptcy cannot get rid of student loans and think there is no way for them to get relief from student loan garnishments. While bankruptcy generally will not eliminate your student loan debt,…

Student loan bankruptcy

Bankruptcy – CAN I DISCHARGE STUDENT LOANS?

  Student loans can be discharged in bankruptcy under special circumstances, however, the process is difficult and expensive.  Like many other courts, Kansas follows a Brunner test, to determine if you can show that repayment of student loans would cause you undue hardship. Under the Brunner test, there are three factors to determine if your student…

Zimmerman-and-Zimmerman-Garnishment

Stop Garnishment

Zimmerman and Zimmerman PA is a Topeka based debt collection law firm.  They were once known as Valentine and Zimmerman.  They sue people on behalf of creditors and use the state court system to collect money for their clients.  If you are being sued by them you could be subject to a wage garnishment after they obtain a…

Pendleton-and-Sutton-Garnishment

Pendleton & Sutton

Pendleton and Sutton LLC is a Lawrence based debt collection law firm.  They recently changed their name to Collection Law Center LLC.  They sue people on behalf of creditors and use the state court system to collect money for their clients.  If you are being sued by them you could be subject to a wage garnishment after they…